Money Management and the Aging Brain

Money Management and the Aging Brain
September 22, 2015 — by Tobie Stanger • consumerreports.org

Money Management and the Aging Brain

We’re all apt to get a bit fuzzier at money math as we age. The decline of financial skills—counting money, understanding debt and loans, paying bills, having the judgment to make prudent financial decisions—may be an early marker of something more: mild cognitive impairment due to Alzheimer’s disease.

In normal aging, cognitive abilities involving speed—learning new material, recalling facts, shifting attention—slow down, notes Bennett Blum, a forensic and geriatric psychiatrist in Tucson, Ariz. Other abilities, associated with language and reasoning, improve. How an individual is affected depends on genetics, health, environment, physical activity, and other factors. And the decline may not be noticed for years if a senior functions well otherwise. “Someone who’s not with the elder often won’t even recognize it or might chalk it up to eccentricity,” he says.

Only when a senior gets gulled into an unnecessary reverse mortgage or makes a bad investment decision—say, buying “gold” coins of questionable value—does the change make itself known. Stressful situations—often imposed by pushy telemarketers and outright scammers—also can highlight the impairment.

Declining cognition and dementia are blamed for seniors’ susceptibility to scams, but those with intact cognition also can get snookered, possibly because of other pressures that make them more vulnerable. Loss of a relative, family discord, financial worries, or an overdependence on another person—all can contribute, says Susan Bernatz, a forensic neuropsychologist in Marina Del Rey, Calif. “I’ve seen many cases involving people with full mental capacity whose trust and dependency were exploited for another person’s financial gain,” she says.

Notably, cognitive decline affects financial decision-making differently among personality types. A study published in 2014 by researchers from DePaul University and Rush University Medical Center found that seniors who have an overinflated faith in their financial abilities could be more vulnerable than others to money scams. As their cognition wanes, the risk increases. What’s more, the report said, getting stung once might not be enough to keep some overconfident types from being defrauded again.

Read the article here:
http://www.consumerreports.org/cro/consumer-protection/money-management-and-the-aging-brain

Tips for Alzheimer’s Caregivers: Preventing Burnout

Tips for Alzheimer’s Caregivers: Preventing Burnout
August 14, 2015 — by Eric J. Hall • huffingtonpost.com

Tips for Alzheimer's Caregivers: Preventing Burnout

Blend Images – Dave and Les Jacobs via Getty Images

Summer is notoriously one of the busiest times of the year. During the summer it seems as though we all have more trips, more weddings, more responsibilities and less time to get everything done. It can be easy to get overwhelmed during the summer and feel burned out with all of the extra activities. This is even more of an issue for Alzheimer’s caregivers who have a huge load of extra responsibility piled on their everyday tasks.

Many Alzheimer’s caregivers become so invested in the demanding job of taking care of an individual with dementia that they find themselves at risk of burning out. Caring for someone with this disease can be stressful and overwhelming and this can lead to burnout, and in many cases serious issues such as depression.

Here are some of the most common signs that you may be experiencing, or close to experiencing, burnout.

  • Overwhelming feelings of frustration with the person you are caring for
  • A new found lack of patience with the individual you are caring for
  • Fatigue
  • Feeling overwhelmed or overly emotionally
  • Having trouble concentrating
  • Feeling resentful towards others
  • Developing new or worsening health issues
  • Possessing a feeling that life will never get easier or better
  • Experiencing changes in sleep or appetite
  • Feeling a need to abuse medication or alcohol
  • Believing that life is never going to get easier or better

These are all indications that you may be burning out. This can be a confusing time for any caregiver. On one hand you love the person you are caring for, but on the other, you are overwhelmed with these feelings in a way that can make you feel negative towards your loved one.

The first thing you need to do is to go easy on yourself. Just because you get frustrated, it doesn’t mean that you are a bad caregiver or that you don’t care. It is completely normal to get frustrated with the person you are caring for, and this is OK. Do not try to be the perfect caregiver, just do what you can and take everything one day at a time.

One of the best ways that you can help prevent burnout is to surround yourself with people. Having a strong network of family and friends can help you get the support that you need. You can also reach out to your doctor for ongoing support as you deal with the struggles and frustrations with being a caregiver. The more proactive you are and the more you attempt to surround yourself with those who can help you, the better off you will be.

Many times caregivers feel as though they must neglect their own needs, simply because they are so busy or feel as though they must only focus on the needs of the individual they are caring for. This is a very common sign of burnout, and something that can cause extreme stress. If you do not care for yourself, then you cannot be the best caregiver possible, so make certain you are always taking time to care for your own needs.

When someone offers you help with your caregiver responsibilities, make sure that you say “yes.” It is OK to accept help from time to time, you don’t always have to be the only one caring for your loved one and you don’t always have to control everything. If you take the time to give small tasks to others then you will start feeling less stress and can prevent burnout. If you take it upon yourself to start proactively preventing stress, then you can prevent issues with burnout from taking over so you can be the best caregiver possible for your loved one.

Read the article here:
http://www.huffingtonpost.com/eric-j-hall/tips-for-alzheimers-caregivers-preventing-burnout_b_7867292.html

White House Aging Conference: New Directions–Big Challenges

White House Aging Conference: New Directions–Big Challenges
August 3, 2015 — by Bruce Chernof, MD • newamericamedia.org

White House Aging Conference: New Directions--Big Challenges

Photo: President Obama photographed with a group of White Conference on Aging dignitaries.
Article author Dr. Bruce Chernof is on the president’s right.

WASHINGTON, D.C. — The White House held its sixth Conference on Aging, earlier this month, and this once-a-decade program took an entirely different approach to the discussion of what it means to age in America.

Since the first conference in 1961, the United States has changed in dramatic ways, and this year’s conference challenged participants to think more broadly about aging, to reimagine today’s longer lives in ways that better represent the experiences and needs of Americans.

Three Successes

For me, this year’s conference succeeded in three important ways.

First, President Obama attended and spoke forcefully on the issues at hand, acknowledging America as an aging and vibrant nation.

His remarks are critical given that aging as a personal, family, community and societal issue gets scant attention compared to other domestic matters. Bringing the presidential bully pulpit to bear on broader questions of how we wish to age; what we want the support system to look like; and how one’s dignity, respect and choice should be honored when having needs — as most of us will — is the White House’s appropriate and vital role.

Second, the conference theme provided leadership on setting a vision to transform how Americans can talk respectably about vulnerable aging and the need for daily supports.

Speakers broke from well-worn, unproductive narratives of aging (aging = being sick, poor, and alone; caregiving = burden; aging policy = safety net programs). These themes have tended to frame issues of vulnerable aging as someone else’s problem — not concerns in which all American have a stake — therefore excluding them from serious public discourse.

Instead, the conference reshaped what it means to age with needs in creative ways. How can we learn from the sharing economy to support the needs of older adults living in the community and their caregivers? How can the banking industry play a role in identifying older customers’ early cognitive impairment and protect them against elder abuse by spotting suspicious activity in their accounts?

How can technology enable safer, more connected environments so older adults can live as they choose? These discussions are relevant for all economic strata.

Third, the conference moved beyond Washington, D.C.’s insider debates among policy aficionados by engaging local communities from grassroots to grass-tops champions. Conference leaders and cabinet secretaries facilitated listening sessions across the country, starting in Sacramento last September at The SCAN Foundation’s Long-Term Services and Supports Summit and continuing throughout 2015.

Conference staff developed four public policy briefing papers [http://tinyurl.com/qdce69a] to inform those tuning into the day’s program around the country in order to spark public comment onsite and online. Live streaming and an active social media presence connected 700 community watch parties to the conference, with the hashtag #WHCOA reaching #3 on Twitter’s trending list that day.

What Was Missing?

So what was missing? With all the talk about building retirement security, there was no mention of the largest and most unpredictable factor that erodes it: the cost of long-term care (LTC).

A federal report released after the conference shows that half of Americans who reach age 65 will have severe functional needs in their life with an average cost of $138,000 overall. Families have few tools to plan for this economic shock due to the broken LTC insurance market. This is a profoundly important issue for racial and ethnic communities.

As the country ages, older adults will be more diverse, have fewer resources and likely fewer children in their families available to provide the necessary care.

We need to build a set of forward-looking solutions that account for these realities. This includes strengthening and modernizing both Medicare and Medicaid — programs now being celebrated for their 50th anniversaries — to better meet the needs of vulnerable people to live successfully in the communities of their choice.

It also means seeing LTC needs as part of a larger picture of well-being as we age, which requires new thinking about economic security.

The White House conference made a point to highlight the role that the private sector might play in bringing new innovation to aging services. This is a very important question for ethnic and racial communities.

Technology can be an incredibly effective tool in overcoming language barriers and increasing connectivity, but it needs to be planned for and built intentionally.

Furthermore, we need to move beyond a usual “digital divide” discussion and start thinking about the next wave of technology in our lives — the internet of things.

In the next decade, almost every home appliance or device will be able to connect and communicate through the Internet. Pillboxes will know someone is out of medications and automatically order them. Refrigerators will know if the milk has expired or if its door hasn’t opened in the last 24 hours, possibly prompting a call to see if a senior is all right.

The examples are myriad. The question is will everyone have access to this kind of technologic support in their homes?

Furthering the Dialogue

Beyond the conference, the administration should further the dialogue on aging across people and systems.

Although direction and resources originate from federal efforts, services are delivered locally with much that states and localities can do to better the lives of older adults and families. The private sector’s key role continues to be creating innovation for wider adoption; this must include ethnic and immigrant communities.

America is changing through population aging. We are reshaping family, work, retirement and societal engagement, which will fundamentally alter the landscape starting with Boomers and then Gen Xers, Millennials–and those beyond.

We will be a far more diverse country over the next few decades and America is just beginning to embrace this new reality. It is time that social and economic structures evolve to better meet the needs of vulnerable elders in every community.

Read the article here:
http://newamericamedia.org/2015/08/white-house-aging-conference-new-directions–big-challenges.php

Health and Fitness Expo 2015

Health and Fitness Expo 2015
March 25, 2015

Please visit our table at Querencia’s Health and Fitness Expo Wednesday, May 20th, 2015. The Expo will be from 1:00 to 4:00.

2500 Barton Creek Blvd, Austin, TX 78735

New Partnerships!

New Partnerships!
March 2, 2015

We are happy to announce three new partnerships this month. We would like to welcome Lakeline Personal Care Home, Hidden Hills Assisted Living and Memory Care and A Cedar Park Personal Care Home. We are looking forward to working with you.

Please contact us directly for more information about the these facilities.

National Social Worker Month March 2015

National Social Worker Month
March 1, 2015

March is national Social Worker month. A big thank you to all the social workers in our industry that put in the effort to make our clients and their families lives better.

Now Offering Geriatric Care Management

 

Now Offering Geriatric Care Management
November 17, 2010

Senior Services of Austin is a FREE Senior housing locator! Our mission is to help you find the best Austin senior living care for your situation. We have the comprehensive information that you need in order to make a decision regarding which type of senior living care is the right one for you or your family member or loved one.

We also offer Geriatric Care Management services. For more information please call us at 512-574-1722.

Senior Services of Austin is committed to seeing seniors and families all the way through the housing and care management process. By linking them with the necessary services and support needed in ensuring quality care is given and remain in place. Either through social outlets, government programs or legal documents such as advanced directives.

 

Partnerships

Partnerships
January 14, 2010

Senior Services of Austin is pleased to announce that we have over 55 partnerships around Austin and the surrounding areas. We are always looking to build partnerships so we can better serve Seniors and their families! If you are not already partnered with Senior Services of Austin please contact us.